Bank of India Credit Officer Recruitment 2026: Bank of India (BOI) has released the official notification for the recruitment of 779 Credit Officer (General Banking Officer Stream) vacancies across various grades. Eligible banking professionals can submit their online applications from 30 June 2026 to 20 July 2026 through the official Bank of India website. Interested candidates can check the complete details below, including the vacancy, eligibility, age limit, salary, selection process, application fee, and how to apply.
Details for Bank of India Credit Officer Recruitment 2026:
| Particular | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (General Banking Officer Stream) |
| Total Posts | 779 |
| Advertisement No. | Project No. 2026-27/01 |
| Job Type | Permanent |
| Application Mode | Online |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Job Location | Anywhere in India |
| Official Website | https://bankofindia.bank.in |
Vacancy Details:
A total of 779 vacancies have been announced.
| Scale | Vacancies | Age Limit |
|---|---|---|
| MMGS-II | 677 | 25–32 Years |
| MMGS-III | 61 | 28–38 Years |
| SMGS-IV | 41 | 32–45 Years |
Category-wise Vacancy
| Category | Vacancies |
|---|---|
| SC | 118 |
| ST | 59 |
| OBC | 205 |
| EWS | 80 |
| UR | 317 |
| Total | 779 |
Note: The 779 vacancies include 475 unfilled vacancies from the previous recruitment cycle.
Eligibility Criteria:
Educational Qualification:
Candidates must possess the following educational qualifications as of the prescribed cut-off date:
| Post | Educational Qualification |
|---|---|
| Credit Officer (GBO Stream) – MMGS-II | A Bachelor’s Degree in any discipline from a recognized University/Institute with minimum 60% marks (55% for SC/ST/OBC/PwBD candidates) recognized by the Government of India OR professional qualifications such as CA/CMA (ICWA)/CS/CFA. |
| Credit Officer (GBO Stream) – MMGS-III | A Bachelor’s Degree in any discipline from a recognized University/Institute with minimum 60% marks (55% for SC/ST/OBC/PwBD candidates) recognized by the Government of India OR CA/CMA (ICWA)/CS/CFA. |
| Credit Officer (GBO Stream) – SMGS-IV | A Bachelor’s Degree in any discipline from a recognized University/Institute with minimum 60% marks (55% for SC/ST/OBC/PwBD candidates) recognized by the Government of India OR CA/CMA (ICWA)/CS/CFA. |
Preferred Qualification (For MMGS-II)
Candidates with the following qualifications will be given preference:
- Postgraduate Degree in Commerce, Banking, Finance, Management, Marketing, or any other Credit-related field from a Government-recognized University/Institution.
- MBA / PGDBM / CA / CFA / CMA (ICWA).
- Certified Credit Professional course in Trade Finance or MSME from IIBF, Moody’s, or any other Government-approved recognized University/Institution.
Work Experience
| Post | Required Experience |
|---|---|
| MMGS-II | Minimum 3 years of post-qualification experience as an Officer, including 2 years in processing MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit in Scheduled Commercial Banks, Financial Institutions, or NBFCs. |
| MMGS-III | Minimum 5 years of post-qualification experience as an Officer, including 3 years in processing MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit in Scheduled Commercial Banks, Financial Institutions, or NBFCs. |
| SMGS-IV | Minimum 7 years of post-qualification experience as an Officer, including 4 years in processing MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit in Scheduled Commercial Banks, Financial Institutions, or NBFCs. |
Age Limit (As of 01 June 2026):
| Scale | Age Limit |
|---|---|
| MMGS-II | 25 to 32 Years |
| MMGS-III | 28 to 38 Years |
| SMGS-IV | 32 to 45 Years |
Age relaxation is applicable for reserved categories as per Government rules.
Salary:
| Scale | Basic Pay |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
Besides the basic salary, selected candidates will receive DA, HRA, CCA, Medical Benefits, Leave Travel Concession, Pension, and other allowances as per Bank rules.
Application Fee:
| Category | Fee |
|---|---|
| SC/ST/PwBD | ₹175 |
| General/OBC/EWS | ₹850 |
Selection Process:
The selection process includes:
- Online Examination
- Personal Interview
- Document Verification
- Medical Examination
Online Exam Pattern
| Subject | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Professional Knowledge | 100 | 100 |
| Total | 125 | 125 |
Duration: 120 Minutes
Negative Marking: 0.25 marks deducted for every incorrect answer.
Examination Centres
The online examination will be conducted in major cities, including:
- Guwahati
- Delhi NCR
- Kolkata
- Mumbai
- Bengaluru
- Chennai
- Hyderabad
- Jaipur
- Patna
- Lucknow
- Bhopal
- Bhubaneswar
- Ranchi
- Raipur
- Ahmedabad
- Chandigarh
- Dehradun
- Panaji
- Thiruvananthapuram
- Ernakulam
- and other cities.
How to Apply:
Eligible candidates can apply online for the Bank of India Credit Officer Recruitment 2026 by following these simple steps:
- Visit the official Bank of India website and go to the Careers section.
- Click on the link “Recruitment of Credit Officers in General Banking Officer (GBO) Stream – Project No. 2026-27/01”.
- Read the official notification carefully to ensure you meet all the eligibility criteria.
- Click on “Apply Online” and register using a valid email ID and mobile number.
- Log in using the registration credentials and complete the online application form with your personal, educational, and work experience details.
- Upload the required documents, including:
- Recent passport-size photograph
- Signature
- Left thumb impression
- Handwritten declaration
- Educational certificates
- Experience certificates
- Category/PwBD certificate (if applicable)
- Pay the application fee online using a debit card, Credit Card, Internet Banking, UPI, or other available payment methods.
- Carefully review the application form before final submission.
- Submit the application and download/print the confirmation page and fee receipt for future reference.
Documents Required
- Passport-size Photograph
- Signature
- Left Thumb Impression
- Handwritten Declaration
- Graduation/Professional Qualification Certificates
- Experience Certificates
- Valid Photo ID Proof (Aadhaar/PAN/Passport/Voter ID, etc.)
- Caste/EWS/PwBD Certificate (if applicable)
Important Dates:
| Notification Released | 01 June 2026 |
| Online Application Starts | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Online Examination | To be announced |
Important Links:
| Apply Online | Click Here |
| Notification | Click Here |
| Annexure I | Click Here |
| Official Website | Click Here |
FAQs – Bank of India Credit Officer Recruitment 2026:
Q1. How many vacancies are available in the Bank of India Credit Officer Recruitment 2026?
Answer: A total of 779 vacancies have been announced.
Q2. What is the last date to apply?
Answer: The last date to submit the online application is 20 July 2026.
Q3. What is the application fee?
Answer: ₹850 for General/OBC/EWS candidates and ₹175 for SC/ST/PwBD candidates.
Q4. What is the selection process?
Answer: Online Examination, Personal Interview, Document Verification, and Medical Examination.
Q5. What is the salary of a Bank of India Credit Officer?
Answer: The basic pay ranges from ₹64,820 to ₹1,20,940, depending on the scale.